Here is the simple explanation of what a virtual card is, how money moves, and why people need to stop typing their real card number into every checkout.
Hand merchants your virtual card numbers to protect your bank card and personal payment details all while enforcing your custom spend rules.
Each card is generated on demand and sits in front of your money. A merchant only ever sees the number you handed them. Pause it, close it, or change its rules without touching anything else.
Numbers shown are illustrative · last-4 only · PCI SAQ-A-EP
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MAYA OKAFOR
06/28
MAYA OKAFOR
06/28
Closes itself after the first charge, or after 24 hours if nothing goes through. Good when you want zero leftovers on file.
AIDEN COSTA
06/28
AIDEN COSTA
06/28
AIDEN COSTA
06/28
Something looks off, pause it. Ready to use it again, unpause. Done with it, close it. The number stops working the moment you choose.
Data breach
Close it. The number stops working immediately.
Suspicious charge
Pause it. Nothing else goes through while you look into it.
Cancelled a service
Close it. No more charges get through.
Top up your ReVault balance, then pay with virtual card numbers. Your bank details never reach the merchant. The money is already in your account before you spend.
You
Top up your balance via Interac e-Transfer or bank connection, then use your virtual card number at checkout.
ReVault
Checks the card's rules, approves or declines, and pays from your balance.
Merchant
Gets paid. Only ever interacts with the virtual card number.
If that store is ever breached, the leaked number is worthless on its own, and you can change it instantly without touching your bank.
If the number leaks
Your bank cardYour real account is exposed
ReVault cardChange it instantly, no harm done.
Reused across sites
Your bank cardSame number everywhere
ReVault cardA different number per use
Spending ceiling
Your bank cardWhole account balance
ReVault cardPer-card limit you set
Stopping a charge
Your bank cardCall the bank, reissue
ReVault cardPause or close in one tap
Tied to your money
Your bank cardDirectly
ReVault cardSits in front of it
Yes. It is a normal card number with a CVV and expiry. Anywhere online that takes a card takes it.
Creating and using cards is free on the base plan. Paid tiers add more card types and controls. Full breakdown on our pricing page.
When you pay with a ReVault card, we earn a small interchange fee. Card programs always do. Merchants pay it; you do not see a separate charge at checkout. That includes spending on the free plan. Plus, Pro, and Premium are paid subscriptions if you want more cards, more card types, or zero foreign transaction fees. Foreign purchases on Free carry a 3% fee. Paid tiers waive it. See the pricing page for the full table. We never have, we don't, and we never will sell your spending data.
Seconds. You create a card in the app, name it, and it is ready to use immediately.
A leaked virtual number cannot reach your bank account and can be closed on its own. Your real card details never leave the vault.
Anywhere online that accepts a card. In-store taps and digital wallets come with the full product later.
Yes. ReVault is built for Canada from the ground up. Join the waitlist to get in early.
We are rolling out in Canada first. Leave your email and we will tell you when cards open.
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