Is it a real card I can actually pay with?

It is a normal card number with a CVV and an expiry date, so at launch it will work anywhere online that takes a card.

Does it cost anything?

Final pricing for the live card program is not yet confirmed. The pricing page shows the current structure without presenting unapproved figures as final. Fees, limits, rewards, and eligibility terms will be published before public card issuance begins.

How does ReVault make money?

The product is built, but the live card-program economics still depend on the banking and issuing partnership. Final interchange arrangements, paid tiers, rewards, and fees will be published only after those commercial terms are confirmed.

How fast will I be able to get one?

Seconds. You will create a card in the app, name it, and use it right away.

Is it actually safer than my normal card?

A leaked virtual number cannot reach your bank account and can be closed on its own. Your real card details never leave the vault.

Can I use it everywhere?

Anywhere online that accepts a card, once we open. In-store taps and digital wallets come later, with the full product.

Will this be available in Canada?

The ReVault product is built, but public card issuance depends on completing the required banking partnership. A launch date has not been announced. The waitlist at revault.ca is open and free to join for access and availability updates.

What a virtual card really is

Here is the simple explanation of what a virtual card is, how money moves, and why people need to stop typing their real card number into every checkout.

A real card number that isn't yours

Each card is generated on demand and sits in front of your money. A merchant only ever sees the number you handed them. Pause it, close it, or change its rules without touching anything else.

ReVault runs on a balance, like a prepaid account. You put money in, your cards spend from it, and your bank never meets the merchant.

You
Top up by Interac e-Transfer or a linked bank account. At checkout, pay with a virtual card number instead of your real one.
ReVault
Checks the card's rules when the charge comes in. If it fits, we pay the merchant from your balance. If not, it declines.
Merchant
Gets paid like any other card payment. The only thing it ever holds is the virtual number.

If a store you paid gets breached, the leaked number is a dead end. Close it, make a new one, and your bank never knew it happened.

Which card should I use?

Pick the card for the payment.

Different payments need different rules. Burn a number after one charge, keep one at a single merchant, hold a category to a cap, or take a card anywhere with your limits still on it.

Single-Use

A free trial you might forget
You want the trial, not the subscription that starts after it. This card pays the first charge and closes. When the real bill arrives there is no live number for it to reach.
A store you will buy from once
You found the thing on a site you have never used before. The card covers that one purchase. Whatever happens to the site later, the number it kept on file is already dead.
Sending a number to someone
A friend is collecting for a group gift and needs a card. Send a single-use one instead of your real details. It closes after their purchase, and your bank card never enters the chat.

Show more examples

Merchant-Locked

One card per subscription
Netflix gets its own number and AWS gets another. If one of those companies is breached, you close that single card. Every other subscription keeps billing as normal.
Price changes you did not agree to
Lock the card to one merchant and put a monthly cap on it. If they move you to a pricier plan or add a fee, the charge goes over your cap and is declined before it reaches your balance.
A statement you can actually read
After its first charge the card takes the merchant's name. When you want to cancel something, you can see at a glance which card to close instead of matching numbers to companies.

Show more examples

Category-Locked

A grocery budget that stays groceries
Set one card to groceries and give it a monthly limit. It works at Loblaws, at Costco, at the corner store. Try to buy something outside that category with it and the payment is declined.
Software that adds up quietly
Small monthly tools are easy to lose track of. Put them all on one software card with a cap. The month the total goes over, the card declines instead of the bill surprising you.
Eating out without keeping count
Give the dining card a monthly limit and then forget about it. You do not have to track the running total, because the card stops working once you reach the number you set.

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Everywhere

Everyday spending with a ceiling
Use it like a normal card, with one rule attached. Set the per-charge limit to $200 and anything above that is declined, unless you approved the merchant first.
Ten days abroad
Turn on international payments for the length of the trip and give the rule an end date. When that date passes, the card returns to its usual limits by itself.
Letting someone buy on your behalf
A contractor needs to pick something up today. Hand them a card with a limit for that purchase and an expiry tonight. You do not have to remember to take it back.

Show more examples

Pause it instantly. Close it for good.

Suspicious charge? Cancelled service? Pause the card or close it. The number stops working as soon as you do.

Versus the card in your wallet

Your bank cardReVault card

If the number leaks
Your bank card:Your real account is exposed
ReVault card:You close that one card and nothing else is touched
Spending limits
Your bank card:Your whole account balance
ReVault card:A limit you set on each card
Stopping a card
Your bank card:Call the bank and wait for a reissue
ReVault card:Pause or close it yourself in the app

Looking for a Privacy.com alternative in Canada? Read the comparison.

For a source-linked view of current products, see the Canadian virtual card index.

Questions people ask

Is it a real card I can actually pay with?
It is a normal card number with a CVV and an expiry date, so at launch it will work anywhere online that takes a card.
Does it cost anything?
Final pricing for the live card program is not yet confirmed. The pricing page shows the current structure without presenting unapproved figures as final. Fees, limits, rewards, and eligibility terms will be published before public card issuance begins.
How does ReVault make money?
The product is built, but the live card-program economics still depend on the banking and issuing partnership. Final interchange arrangements, paid tiers, rewards, and fees will be published only after those commercial terms are confirmed.
How fast will I be able to get one?
Seconds. You will create a card in the app, name it, and use it right away.
Is it actually safer than my normal card?
A leaked virtual number cannot reach your bank account and can be closed on its own. Your real card details never leave the vault.
Can I use it everywhere?
Anywhere online that accepts a card, once we open. In-store taps and digital wallets come later, with the full product.
Will this be available in Canada?
The ReVault product is built, but public card issuance depends on completing the required banking partnership. A launch date has not been announced. The waitlist at revault.ca is open and free to join for access and availability updates.

Get on the list before launch

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