Understand your card numbers
Short, specific guides to virtual cards and card security in Canada. No jargon, no upsell in the middle of an explanation.
What is a virtual card and how does it work in Canada?
A virtual card is a real card number generated digitally and linked to your account. Here is how virtual cards work, who offers them in Canada, and when to use one instead of your real card.
5 min readAre virtual credit cards safe?
Virtual credit cards are safer than using your real card number online. Here is what they protect against, what they do not protect against, and what to check before trusting a provider.
5 min readHow do I stop a subscription from charging me?
Cancelling inside the app is the clean route. When that fails, blocking the card the subscription charges is the reliable one. Here is the order to try things in Canada, and what actually works.
6 min readWhat should I do if my credit card number is stolen?
Freeze the card, dispute the charges, then find out how the number leaked. A step-by-step guide for Canadians, plus how to make the next breach cost you nothing.
6 min readMerchant-locked or single-use: which virtual card should I use?
Single-use cards die after one transaction. Merchant-locked cards live but only work at one store. A plain guide to which one fits subscriptions, free trials, one-off purchases, and refunds.
4 min read