Is there a Canadian version of Privacy.com?

ReVault is built for that use case in Canada, with separate card numbers per merchant and rules on each card. Public card issuance depends on completing the required banking partnership. Bank virtual cards and prepaid apps cover part of the need in the meantime.

Does KOHO give you virtual cards like Privacy.com?

KOHO provides a virtual card alongside its physical card. The virtual card has a different number, but it is part of the same KOHO account. KOHO's current help centre describes one physical and one virtual card per account, rather than a new number for each merchant.

Can I get a virtual credit card from a Canadian bank?

Some Canadian issuers provide one. RBC offers Virtual Visa Debit linked to an eligible RBC account. Its terms include purchase and recurring payment limits. Features such as merchant restrictions or separate per merchant numbers depend on the issuer and are not part of RBC's published Virtual Visa Debit terms.

When will ReVault be available?

The ReVault product is built, but public card issuance depends on completing the required banking partnership. A launch date has not been announced. The free waitlist at revault.ca is the current way to receive access and availability updates.

Is there a Privacy.com alternative in Canada?

Privacy.com is not available to Canadian residents. It requires an eligible US checking account, a US phone number, identity credentials, and a US residential address. ReVault is built for that need in Canada: separate card numbers with per-card controls. Card issuance and public availability depend on completing the required banking partnership.

Last checked: August 2026

What you can use in Canada

Feature	ReVaultCanada · awaiting banking partner	Privacy.comUS only	Bank virtual cardRBC, Capital One, others	Prepaid appKOHO, Wealthsimple
Available to Canadians	Yes — built for Canada	No, US account, phone, ID, and address required	Yes, if you bank there	Yes
Number of distinct card numbers	Multiple — allocation by plan to be confirmed	Many	Usually one, tied to the account	One virtual card per account
Lock a card to a single merchant	Yes — Merchant-Locked cards	Yes	No	No
Single use card that closes itself	Yes	Yes	No	No
Per card spending cap	Yes — caps, time windows, and frequency limits	Yes, dollar cap	Issuer purchase and recurring payment limits	No, account level limits only
Lock a card to a merchant category	Yes — Category-Locked cards	No	No	No
Set rules in plain language	Yes — interpreted, then confirmed	No	No	No
Dormant subscription detection	Yes — subscription visibility	Partial, you see charges per card	No	Some spend insights
Close one card without reissuing the rest	Yes	Yes	No, reissuing changes the number everywhere	No
French language product	Public site available in English and French	No	Yes at Canadian banks	Yes
Credit check to open	To be confirmed with the banking partner	No	Depends on the product	No
Cost	See pricing — final figures to be confirmed	Free tier, then USD paid tiers, not open to Canadians	Usually included with the account	$0 to $19 CAD per month

Bank and prepaid details vary by issuer. Check the provider's current terms before you decide. ReVault's product is built; issuing cards publicly depends on completing the required banking partnership.

Why Privacy.com does not work in Canada

Privacy.com lists US eligibility requirements: an eligible US checking account, a US phone number that receives SMS, identity credentials, and a US residential address. It does not support international addresses.

That makes it unsuitable for a Canadian resident who only has Canadian banking and contact details. A VPN does not change the account, phone, identity, or address requirements.

What Canadians use instead

Canada has several useful virtual card options, each with its own account model and controls.

Bank virtual cards. RBC offers a Virtual Visa Debit number linked to an eligible RBC account. Its terms set purchase and recurring payment limits; the card remains connected to that account.
Prepaid apps. KOHO and Wealthsimple each offer a virtual card with a number separate from the physical card. It is still part of the same account and balance.
A separate low limit card. Some people keep one card for online purchases. It can simplify exposure, but the same number is still shared across merchants.
ReVault. The product is built around distinct card numbers, per-card controls, plain-language rules, and subscription visibility. Card issuance and public access depend on completing the banking partnership, so the waitlist remains the current entry point.

What ReVault does that Privacy.com does not

ReVault combines separate card numbers with controls designed specifically for how Canadians spend online.

Category controls. Limit a card to a category such as groceries, transit, or software.
Plain language rules. Describe a limit in everyday language, review the interpreted rule, and confirm it before it applies.
French and English from the start. The product and its rules work in both languages instead of treating French as a later translation.

Questions about Privacy.com and Canada

Can I use Privacy.com in Canada with a VPN?
No. A VPN changes an apparent location, not Privacy.com's eligibility requirements. The service requires an eligible US checking account, a US phone number, identity credentials, and a US residential address. It does not support international addresses.
Is there a Canadian version of Privacy.com?
ReVault is built for that use case in Canada, with separate card numbers per merchant and rules on each card. Public card issuance depends on completing the required banking partnership. Bank virtual cards and prepaid apps cover part of the need in the meantime.
Does KOHO give you virtual cards like Privacy.com?
KOHO provides a virtual card alongside its physical card. The virtual card has a different number, but it is part of the same KOHO account. KOHO's current help centre describes one physical and one virtual card per account, rather than a new number for each merchant.
Can I get a virtual credit card from a Canadian bank?
Some Canadian issuers provide one. RBC offers Virtual Visa Debit linked to an eligible RBC account. Its terms include purchase and recurring payment limits. Features such as merchant restrictions or separate per merchant numbers depend on the issuer and are not part of RBC's published Virtual Visa Debit terms.
When will ReVault be available?
The ReVault product is built, but public card issuance depends on completing the required banking partnership. A launch date has not been announced. The free waitlist at revault.ca is the current way to receive access and availability updates.